Using cash only is a great trick and look in your garbage can to see what you waste each day. Live within your means - doubt carry debt. Also, have/can you consider moving to another town, or even better, to another country. My wife and I left the US ten years ago, worked in the same profession, obtained higher level positions, were able to save much more money through Expat benefits & tax breaks, lower costs of living (healthier too), lower healthcare costs (if any), cheaper rents and utilities, more paid time off - all while improving our personal lives & our lifestyle. We recently joined the FIRE (Financially Independent, Retired Early) movement at age 48 - we work only if it brings US gratification.
