Try the 52 Week Challenge to save at least $1378 per year. You can save by moving money from sight. I do this by moving funds to a savings account:
Save $1 at the end of the first week and then increase that amount by $1 each week. At the end of the second week, you put $2 into savings. Then $3 after week three and so on until week 52, when you save $52. If you stick with it for the full year, you'll have saved $1,378 at the end of the challenge.
I also move odd amounts from my paycheck direct deposit over to my savings account, i.e., if deposit is $492.37 I may move $17.37 to savings leaving $475.00 in my checking.
