Debt management

I’ve had that happen. It’s not hard to fix... google the debt collection agency and find a phone number. You can call and ask for all the info you need. (You’ll need to know your social security number.) They can tell you where it’s from, the balance, and interest rate and while you’re on the phone with them you can set up a payment plan. I’d make sure to develop a budget before I’d call... list my income (estimated if need be), and money needed for food, rent, and such. So you know what you can afford to put towards paying off your debt.