@amelia06
Amelia,
The short answer is no, a balance transfer is not the best way to pay off credit card debt. All you're doing is chasing your tail by not addressing the underlying issue of why you got into debt in the first place.
The better answer is cut up the credit card(s) you are using to create the debt, and to pay off the debt as fast as you can. Throw all available money at the smallest debt first, while paying minimums on the other debt. As you pay off each debt, add that amount to the next debt. This gives you the snowball effect.
If you'd like to see how powerful this can be go to Kristine's calendar and schedule a phone appointment and we'll go from there.
Good luck!
Kristine
Advocate Financial Coaching
