New Member

Debt management

To the other guy who replied to you; NEVER close a paid off credit card! That is the absolute worst advice you could give to somebody! First, stop using the card, next, like the other respondent said pay it off but next DO NOT close the account! You want to have as much available credit as you can! Even if you don’t use it much or ever! That is credit score building 101! Everybody knows that!