Yes it's better to keep money in the market if the interest rate is higher than your loan/mortgage rate. I'm retired and I thought about paying off our mortgage balance of 42K but the interest rate is only 2.75% vs the 4 - 8% interest I gain on my retirement savings. A financial adviser told me not to do it because I'll be losing the higher interest rate plus paying taxes on the withdrawal amount, will welcome any other suggestion or comment, thanks!
