There’s no need to buy anything from Dave Ramsey to learn the steps. It’s all online for free with a simple search on YouTube. Plus his daily show’s podcast/videos are great motivation to anyone seriously trying to get out of debt and save. What I appreciate about his strategy is the sense of urgency. In most cases the main issue is not just an income issue but mainly behavior issue. His strategy and his answers to callers on the show helps & motivates us to change our attitude and behavior regarding our finances.
