Hi Barb52. It sounds like you have a good plan underway. You didn’t claim to be employed in any fashion. But let’s cover the basic fundamentals in case you are employed. Always pay yourself first. Some advisers indicate 15%. I believe 10% is the minimum. Nobody will take as good care of you as you will. This is for all working age groups. If you are older you may need to evaluate exactly where you are currently with your plan. Second your debt is beyond great having accomplished your dwelling and auto payoff. Third thing is to evaluate your expenses for the next 6 months and up to a year. Having your emergency fund is essential to the completion of fundamental rules. Congratulations!
