Chella58
New Member

Home loans

Sometimes the refinance company or bank will have a time frame in contract to sell so I would check that but lowering  rate is always a good thing. However several hits and actions on your credit report can look unstable. If I was going g to sell that quickly I would take out a small bank loan do a few fixes then list it. If I was going to refinance I would stay in it a while to create that stability on your credit and satisfy the loan.