Hi, my situation is similar but both my Mom and I are on the 1098 but my Mom's name comes first. I am paying the mortgage which includes the taxes and insurance through the escrow account. My Mom is paying her HOA fees. I sent my taxes to a tax accountant referred by a friend and he said that because my Mom's name comes first on the 1098, that I can't claim anything to do with the purchase of the condo or the resulting 1098 because my name is second on the form. If the above answer is correct, then I should be able to deduct the interest, taxes, and insurance, right? Any assistance would be appreciated and if you know of any formal documentation that I can give the tax accountant to validate my claim, that would be awesome. Thank you in advance.
