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Kat,  Earlier I ask for your advice and it was helpful.  I have another question dealing with the same topic-mortgage interest.  Bring you back up to speed with my problem.  I previously owned a house that my daughter lived in she recently got married therefore not my problem "anymore".  The house was not my primary residence, I sold the house financing myself.  You recently told me use form 1098.  I got the form and instructions.  My question- In the instructions for form 1098 of 2019 page 2 "Who must file" ,I am not in money lending business.  According to the 'not in the lending business' paragraph I don't have to file that I received interest.  Is that correct?