I refinanced my mortgage in 2017 to use some equity to pay for home improvements. I only used about half of that money by the end of 2018 so I was penalized under the new tax reform and required to take a standard lower single deduction rather than deducting itemized mortgage interest and property taxes. By the end of 2019, I will have used the rest of the equity loan for home improvements. Will I be able to deduct mortgage interest again now?
