Re: I have $0 saved for a down payment. I want to ...
New Member

Home loans

Good advice, but a little over the top there. If you can live below your means before you don't need $10k to rush and outfit a house right away. Setting goals is key, and minimizing expenses to vault your home ownership to top priority should be your main goal. 

Cutting out all extra expenses, dinners out, coffee shops, movies, etc. If you're married I suggest setting up a 2nd savings and you or your spouses salary goes directly there. Pretend it doesn't exist. Live off one salary. Can't do it? Bull... People do it all the time it just takes work. 

 

Look for more affordable housing, budget everything! 

 

You're down payment comes quicker than you'd imagine. 

 

 

 

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