Re: House Loans and Down Payments
New Member

Home loans

it is the having the  available credit card limit that marginally helps your credit score, not the use of the card.  Stopping use of your credit cards is in no way equivalent to closing your card account for credit scoring.  Want to improve your credit score stop building your credit card balances, pay them on time and reduce the balances owed.  not only improves your credit score but will allow you to start saving.

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