Open an American Express savings account. Mine pays 2%. Then have automatic withdrawals every pay period for your goal amount. So if your looking at saving $30k in five years and you get paid biweekly then the withdrawal will be $231 a pp. They will send you a notice in advance that the withdrawal is coming out so it doesn’t surprise you. In 5 years youll have $30k.
You can also go and get a 5 year bind so that you cant touch the money until your ready to by the house.
