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Home loans
That's up to the lender and whatever their lending requirements and policies are. Most lenders require 20% down. But I know my son made his first home purchase in Jan 2017 with only 15% down. I was told the reason for the reduce down payment requirement was because of a combination of his debt to income ratio, high credit score, and high income.
‎December 13, 2018
4:50 PM