Home loans

Complicated is an understatement! After the initial purchase, 4 years later, we added more to the structure, roughly about $30,000 for extra an extra room and attached garage. Then about 15 years after purchase, I had the roof re-shingled and repaired as necessary.   Thanks for the information. I had to re-read it a couple of times, (I'm a little slow...lol) and I will run with your explanation.