Well, if this were true, no one would have ever been given a credit card. Right?
The fact is credit card issuers want to give out credit cards, but they want to ensure a cardholder is a good credit risk. A good credit can be maintained by keeping your accounting very straight to the point. https://www.apps4rent.com/quickbooks-cloud-hosting/. There are budgeting tools which have proven to be effective.
Regards,
Adrian
