Credit cards

ADDENDUM:

Why are you saying you "didn't use" the Deluxe Federal and state returns you were charged for?    Did you start out in Free Edition and had to upgrade to Deluxe?  If so, you didn't mention anything in your question about using Free Edition.   If that's your situation, we can tell you some options you might have to use the other free product.  I still will need to know if you have already paid/filed or not.