credit can be very daunting, alas credit cards are not the only way to build a credit history. You can also enlist into an auto loan, if you have small debts out there you want to pay off you may want to think about possibly a personal loan, you could also look into personal lines of credit, where they are revolving lines of credit(like a credit card), but instead of carrying the card around with you you're pulling cash off of an account. Most lenders (mortgage loans, auto loans, etc) are going to be looking for 3 open lines of credit.
Working in a financial institution, I always recommend you go talk to your trusted representative and have that conversation with them. If a credit card is what you're wanting you may look into a "secured" visa card, where you fund your credit limit and over the course of time and establishing good history the initial funding is returned to you and your card is graduated to an "unsecured" visa card.
My advice is to request a low limit If you don't go for a secured credit card, I keep mine at $400 so I can pay it off if I ever max it out, my banks increased it several times to over $1000 and I just call and ask them to put it back to where it was, that may help you with over usage.
hopefully this was helpful!
