Fair enough response on what can be or should be done with my money.
Though the question was how to raise my credit further via the most efficient route. Whether or not that would be financially wise for me to do would ultimately become my decision. I was merely looking for what the best answer is to raise it so that I could decide for myself.
Whether the answer is an installment, a mortgage, adding a credit card every year or so. All of these may be answers, I am just not sure which ones ultimately will help me achieve my goal. If I am given the possibilities, I can weigh the pros and cons on my own to decide what matters most to me.
