NCperson
Level 15

Credit score

declaring Bankruptcy is a very drastic and expensive step and one that will further limit your ability to improve your credit score.  Obtaining credit gets even harder, not easier 

 

 

a few suggestions 

 

a- many communities have non-profit organizations that help people through credit challenges. check the local library for names of organizations

 

b - talk to a Bankruptcy attorney and determine if that path is the right one.