So I paid 0ver 10K towards my new wifes' debt from a previous marriage. She was at 96% utilization and now she is at 42%. Somehow her score went from a 630 to a 599? It was only credit cards paid and not a car loan etc. I did this to help her out and more importantly help increase her credit but it has backfired. Starting to think that 10K would have been spent on paying off something else if this was the result. Any ideas why it would have lowered her credit score?
