@1kool4skool I love the answer provided by @Carl. The gist is, life is by no means over, and it's just going to take patience and hard work to figuratively dig yourself out of the hole.
Sometimes, however, it's helpful to simply remember that it's doable. And how can you know for sure that it's doable? Well, because of the sheer number of people who file for bankruptcy every year (take a look here: https://www.abi.org/newsroom/bankruptcy-statistics)! Surely their credit scores can't be ruined forever, for that outcome would so thoroughly deter filing for bankruptcy that literally no one would do it.
SO, if we agree it's not irreparable damage, the next question is, do you have a game plan to repair your score post-bankruptcy? What do you think your score will fall to post-filing, and what would you like to get it to?
