@Megan Keller wrote:
How can I get derogatory remarks removed?
Are the remarks invalid? Have you checked your credit reports (free from the site below).
https://www.annualcreditreport.com/index.action
You might also try contacting the creditor(s) directly. Also, you can file a dispute, if necessary and warranted.
https://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports
