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Credit score
You are not the only person on this site with a low(er) credit score and high(er) credit utilization rate.
Your score would definitely improve if you could manage to lower your utilization rate, however.
See https://www.experian.com/blogs/ask-experian/credit-education/score-basics/credit-utilization-rate/
‎August 23, 2020
6:52 AM