Credit score

I'll share my own story as this topic came up recently at lunch with an old coworker who used to work at Experian.

 

While we were catching up, my old co-worker and I started talking about what what we're up to at work and the topic of credit scores came up.  He said that he recommends that due to the number of data breeches that have happened, that in order to best protect yourself, you should freeze your credit score so that no one will be able to open a fraudulent account in your name. 

 

While I check my credit score monthly, (knock on wood) I haven't had anyone try to steal my identity yet. I walked away from the conversation thinking that I needed to look into freezing my credit score but in full transparency, it just slipped my mind and I never got around to it.

 

With today's blog article and the fact that it included direct links to each credit bureau, I want to prioritize going through with it.

 

Anyone else? Have you thought about freezing your score? And if you have, did you actually do it?