Paid in full each month is an excellent credit strategy. American Express has credit cards that are designed to pay in full each month and pay no interest. The accounts are positive credit history. Your credit score is excellent. You can also shop around at banks and tell them your credit score and situation. They will tell you what is needed to buy your dream home and you can tell them you will be ready in a year. You should qualify for first time home buyer with reduced or no down payment. 🙂
