I just learned my DTI is a bit high. Not terrible but not great. But this is based off my reportable income. I also receive a significant amount each month for VA service-connected disability. When combined with my salary, my total income increases a lot. This should reduce my DTI by a bunch. Is there any way to include non-reportable income to credit monitoring agencies? Or how do I spend this portion of my income without it affecting my DTI? Thank you.
