My credit score had been 648 ever since I started monitoring it several months ago. I had 17 total open credit accounts (all of them student loans). One of the Student Loan accounts had a balance of $125 so I decided to pay it off. This immediately dropped my credit score from 648 to 593. I am really baffled why paying off a student loan account balance, which demonstrates financial reliability in paying off my debts, would drop my score. It’s the ultimate goal for everyone to pay off a student loan, but it seems like I am being punished for doing so. Just curious why this occurred and also how long before my score will go back up? Thanks.