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Credit score
I would not max out your credit card unless you can pay off the balance once the purchase you made with the cc posts. If you can't bring your cc balance to 0 then make sure you keep your revolving credit balance under 30% of your credit limit. Go down to your bank let them know your needing to build your credit score and they can go over all options with you. Another way to help build your credit score is if you can get a parent, family member, or a friend that has a credit card and good credit, pays there bills on time and you trust them, ask them if they can add you to there cc account as an authorized user, tell them you don't want to use there cc account but just need some help building your credit score.
‎April 27, 2020
11:02 AM