I have a perfect credit score. I file every year to get a copy of my free credit report to make sure there is no unknown debts and everything shows paid in full. Also Do not take out hundreds of cc. Make sure you limit them. Your credit outstanding must stay at no more than 20% of your available credit line. So work on getting great credit with a big bank cc and pay it in full monthly and let them increase your credit line. It also hurts your credit to constantly close credit cards. The institutions do not know if it's you or the creditor who closed the line so never go and close a bunch of credit cards all at one time. you are better with a few big bank credit cards then a bunch of store ones. Make sure all are set to autopay so you never forget to pay your balances in full.
**I don't work for TT. Just trying to help. All the best.
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**Mark the post that answers your question by clicking on "Mark as Best Answer" I am NOT an expert and you should confirm with a tax expert.
