I paid off my house. 4 months later I start seeing negative comments about my credit history for not having any experience with a mortgage and I lost points because of it! Just goes to show you exactly how asinine this whole FICO SCORE crap is. I am very close to being completely debt free. Never again. Not one red cent will I EVER go into debt. You do NOT need a "credit score" to thrive. Once my remaining two credit cards are paid off, you can bet, my "score" will tank for lack of activity. So be it. I refuse to be a slave on the plantation of debt.
