Credit score

@Swails24  what made your score drop is your credit utilization. It’s recommended that you use less than 30% of the credit given to you to prove to lenders that you are financially independent for the most part. If you use over 30% of the credit given to you it shows that you depend heavily on other people’s money which is a risk to lenders. This also has high impact on your credit score. Pay it off and you should see your score increase in time. If you don’t have a large credit limit I would suggest using very little amount of credit for purchases.