My OWN view- don't worry about it so much! Concentrate on your own Financial health, and not having to RELY on credit so much. I know for SOME, credit is very important. Once I STOPPED using credit constantly, I finally got my $$ on a firm footing, and for the 1st time, my credit SCORE has never looked so GOOD! Because I USE it minimally, just for appearances, basically. But that's ME. -Al
