In June 2019 bought a new car. I have made zero late payments in any accounts since then. I do have a history of late payments from a creditor from 2016. That's nothing new. However, since June my credit score has dropped by 30points!! I can't make any sense of it. On the overview it states that my debt:income ratio is "pretty good" (30%) so I don't understand why I'm dropping monthly. If Turbo has any resources on whom I can consult with to help me develop a clear plan on raising my credit score I'd appreciate it. Thanks!
