Craigel
Level 1

Credit score

Over the past year or so, I have been concentrating on reducing my debt load. Credit card balances are kept at zero now, by paying the balance each month. The mortgage loan total keeps dropping and I paid my car loan off- six months early.

All things being equal (improving, actually), once I paid off the car loan, my credit score dropped 7 points.

There is something wrong with that picture.