maglib
Level 11

Credit score

I have a perfect credit score, with nominal swings of 5-10 points when I charge my sons tuition.  I don't agree with leaving any debt. Pay your cc's in full monthly and always use them is better then not paying the balance. Not paying the balance is costly and causes you to always be bearing interest on purchases immediately.

 

The real statement is don't open too many credit lines,  the ones you do have, closing them will hurt your credit.  Make sure to use them.  

**I don't work for TT. Just trying to help. All the best.
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I am NOT an expert and you should confirm with a tax expert.