Jeff,
Q1: You will not be able to consolidate your accounts in collection with the collection agencies. The only way you could do this is if you get a personal loan from a bank or credit union. However, since you have several collections your credit probably isn't good enough to get approved for this.
Q2: I would recommend contacting the collection agencies ans asking them to provide you with this information. I would also recommend getting a copy of your credit report to compare it to. You can get a copy of your credit report at https://www.annualcreditreport.com. You can also go to Credit Karma which will provide the reports and give you tips to improve your credit. Keep in mind that their "score" is not a FICO score so it's just a ballpark.
Q3: Your best option for improving your credit is to pay off all of your collection accounts as fast as possible. If you call the collection accounts and tell them you want to "settle the debt" they will take less than the full balance to satisfy the debt (usually about 30-40% off). Then you will need to work on establishing good credit history. You can open a small credit card (or even a secured credit card) and maintain good repayment history. The combination of getting rid of bad history and adding good history will improve your score. You may also want to consider getting some credit counseling. Many credit unions offer this to their members for free. If you want to learn it on your own you can check out some books, podcasts, or you tube videos on this topic. One of the most popular authors on this topic is Dave Ramsey.
Best of luck to you!!
