contest the error with the rating agencies. negative items can stay on your credit report for 10 years. there are websites that offer free credit scores and based on that will suggest credit cards you might be eligible for. even if you can find one, don't expect a high credit line.
you might want to read this
https://answers.yahoo.com/question/index;_ylt=A0geJaaFi5VdRqEAGlFXNyoA;_ylu=X3oDMTEycHBtMWNzBGNvbG8D...
