@Austinsg210 wrote:
....or go ahead and settle/pay it since they already have the judgement against me.
You might want to contact a bankruptcy/debt attorney in your area for at least a brief, in-person, consultation if a creditor has a judgment against you.
In many (possibly most) states, judgments are valid for ten years and the judgment creditor can typically place a lien on any real estate you own (so it cannot be sold without the amount of the judgment being paid), obtain a garnishment order, and/or a writ of execution to seize and sell your property to satisfy the judgment.
Handling judgment creditors properly requires professional assistance.
