what do you mean by 0 credit. are you referring to your credit score. ) is virtually impossible.
have you checked and of the free credit score sites.
do you have credit cards, many now report your credit score or you can it from there websites.
there are many credit reporting agencies and many formulas used to determine you credit score. so if you have no credit cards and no or little payment history on file you will have a low score but I doubt 0.
