I don't want to sound judgie but be sure you realize the terms and conditions of a consolidation loan before you jump into it. It might buy you a little time but some loans can be more expensive then what you already have . This is a capture from that Experian link above
APR: 6.00 - 29.99% depending on the financial profile
Term: 36, 60 months UP to 30% YIKES!!
Disclaimer: Not a tax professional. Information gathered from internet links. Anything dated in June 2019 was posted in prior years and is before the 2019 limits and changes.
