@Neverjohn wrote:
I have 791 score its been going down slowly. I had 815. Why going down if everything is ok on my side?
It would not hurt to review your credit reports, which you can get free of charge from the site below. However, the mechanics (formulae) appear to be somewhat volatile so 815 to 791 should not be a major concern.
https://www.annualcreditreport.com/index.action
