Credit score


@williamsmith411 wrote:
What percentage do I want my credit utilization to be at?

The lower the better, essentially. However, most experts recommend 30% as the upper limit to maintain a reasonably decent score. 15% or lower will, purportedly, increase your score substantially.

 

See https://www.creditkarma.com/credit-cards/i/credit-card-utilization-and-your-credit-score/