This was a while ago when I posted this, but I can tell you how mine turned out. There is a limitation, but AAFES will fight you all the way on it. You can hire an attorney (which will cost more than you'll lose in a settlement most likely), or settle with AAFES. That was my experience anyways. I'd have to look back through my documents. But I want to say my AAFES debt was pretty high. The interest kept accruing. Over 10k for an original amount of like $3500. AAFES let me clear post so I thought it was paid off. That or I was young and dumb. Anyways, I called and denied I owed it. Told them I would be willing to settle for less than what I originally owed. They took around $1200. Not bad considering. So I suggest calling AAFES (Military Star) and disputing it. They have a department specifically for this. It's been a while so I apologize I can't remember the name. But they know there's a statute of limitations. So they'll go low as long as you act like you know what you're talking about. They also know you don't want your taxes tied up in court, so expect to pay something. Hope that helps.
