Ah, yes, I failed to notice that 2019 was your first RMD year. You can entirely skip the remainder of your 2019 RMD and there is no need to file 2019 Form 5329 to request a waiver of an excess accumulation penalty because there is now no excess accumulation in this case because of the CARES Act that became law 4 days ago. Your 2020 RMDs are also waived. Just be sure that you take the 2021 RMDs properly, aggregated IRA RMDs from IRAs and aggregated 403(b) RMDs from 403(b)s.
