Also note that 2020 RMDs are entirely eliminated, not just postponed. This is all in Section 2203 of the CARES Act (HR 748) signed into law 4 days ago. The details of this section of the Act are essentially the same as those used to waive 2009 RMDs: https://www.congress.gov/bill/116th-congress/house-bill/748/text#toc-HC81FF6302B124DC38413B183AC01B2...
In particular, in reference to Section 401(a)(9) of the US Code, "IN GENERAL.—The requirements of this paragraph shall not apply for calendar year 2020 ..."
