2019 was our first year for RMD from 401's, IRA's & SEP's. Distributions could be taken up until April 15th, 2020. Account manager tells me that 2019 RMD's are suspended and 2020 RMD's are postponed indefinitely. Is this true? And, if 2019 RMD has been suspended, can I return the money to reduce my tax liability?
