I'm planning a backdoor Roth conversion in 2020 and I currently have pre-tax funds in my traditional IRA account (from previous years when my contributions were deductible).
Is it correct to assume that in order to avoid the pro rata rule, the balance on my traditional IRA needs to be $0 by the end of the year in which I do the Roth conversion?
If this is true, then can I roll the pre-tax funds into my employer 401k to bring the balance of the traditional IRA down to $0 (as long as my employer 401k accepts rollovers)?
